In a hotly contested issue for homeowner’s insurance carriers around the State of Florida, Galloway Director, Kenneth Hall, received summary judgment on behalf of an insurance carrier in a property claim where the insured’s attorney claimed that the Policy’s Limited Water Damage Coverage Endorsement was ambiguous and therefore it did not cap the costs to access the failed plumbing system which caused the water loss, requesting over six figures in damages. The Court found that the endorsement was not ambiguous, included any costs to access the failed plumbing system, and entered summary judgment in the carrier’s favor finding that the payment of the endorsement limit of $10,000 was appropriate.
RELATED