Insurance Defense & Coverage

From the beginning of our Firm, Galloway Johnson Tompkins Burr & Smith has been trusted by our clients to provide sophisticated representation in complex insurance matters. Evident by decades of favorable outcomes, our experienced insurance defense attorneys represent national and regional insurers and organizations in defense, coverage, and liability matters across Louisiana, Texas, Florida, Alabama, Georgia, Mississippi, and Missouri.

Recognized consistently as a premier insurance defense firm in the Gulf South and Midwest, Galloway and our attorneys have significant expertise in all areas of insurance defense and have obtained numerous positive results in cases related to property damage, coverage issues, and improper adjustment of insurance claims.

Our approach emphasizes disciplined case evaluation, evidence preservation, and litigation strategies aligned with coverage realities and operational priorities, drawing on the firm’s established regional reach across the Gulf South and Midwest. We integrate early case assessment, matter planning, dispositive motion practice, and trial readiness to support efficient resolution and robust defense positioning when appropriate.

Insurance Coverage

Coverage analysis and related litigation are foundational to Galloway’s insurance defense services. We advise on policy interpretation and handle declaratory actions, reservations of rights, and extra-contractual exposures for carriers and insureds. Our team has considerable experience in coverage disputes, including bad faith and subrogation matters, as part of Galloway’s broader insurance practice across property, fire, and casualty claims.

Coverage services include:

• Coverage opinions, policy interpretation, and reservation of rights guidance
• Declaratory judgment actions regarding coverage scope, exclusions, and endorsements
• Extra-contractual and bad-faith defense
• Risk transfer, additional insured, and indemnity analysis integrated with defense strategy
• Subrogation claims and recovery efforts within broader litigation strategies

Liability Defense

Galloway’s liability defense addresses adverse claims that impact business operations and insurance programs. Defense strategy is carefully coordinated to position matters for resolution or trial readiness as needed.

Our liability defense includes:

• General Liability: defense of bodily injury and property damage claims with early case assessment and targeted motion practice
• Premises Liability: claims involving alleged defective conditions, code issues, slip and fall, and negligent security claims across commercial properties
• Product Liability: defense for manufacturers, distributors, and suppliers that is grounded in risk management
• Professional Liability: claims involving alleged professional negligence and related coverage considerations

First-Party Property

Galloway manages first-party property matters with precise coverage analysis, disciplined investigations, and coordination with claims professionals to support informed decisions throughout the lifecycle of a claim. We navigate property, fire, casualty, and catastrophic claims supported by the Firm’s regional experience and established approaches to measure loss, evaluate policy language, and support appropriate resolution strategies.

Beyond coverage evaluation, Galloway defense attorneys aggressively litigate first-party property disputes by driving dispositive motion practice, enforcing evidentiary standards, and moving cases to resolution through settlement, mediation, or trial. Leveraging our regional reach and courtroom experience, we challenge inflated loss models and alleged extra-contractual exposures, aligning strategy with policy language, risk tolerance, and business priorities to secure favorable outcomes for clients.

24/7 Emergency Response

Galloway’s Emergency Response Team operates around the clock to support urgent claims investigations and incident management across our service area, with rapid on-site deployment to preserve evidence, document conditions, and conduct early witness interviews. Early involvement by experienced counsel helps clients develop defense strategies aligned with coverage considerations.

With offices positioned across Louisiana, Texas, Florida, Alabama, Georgia, Mississippi, and Missouri, the team provides consistent, timely responses across state lines and across industries.

Client Service and Panel Counsel

We are accustomed to working within insurer panel counsel programs and guidelines, aligning reporting cadence, budgeting, and case management with carrier expectations while maintaining clear communication with claims professionals and TPAs.

Additionally, Galloway has been recognized as one of the premier bad faith and extra-contractual litigation defense firms in the Gulf South. Our insurance defense attorneys who litigate bad faith matters have handled hundreds of commercial and personal lines claims and lawsuits for our clients.

Galloway remains committed to providing pragmatic, high-quality representation with promptness, transparency, and diligence, for our insurance defense clients.