Joni A. Caldwell is a Fort Lauderdale-based attorney who represents businesses and insurers in civil litigation and insurance defense matters across Florida. Born and raised in Miami, she brings a deep understanding of the South Florida market to her direct and pragmatic approach, advocating efficiently to protect her clients’ interests in general liability and property disputes.
Joni’s practice focuses on insurance defense, general liability claims, and both first- and third-party property matters, navigating complex disputes to achieve positive outcomes with tailored counsel that addresses the unique challenges her clients face in the commercial, maritime, and retail & restaurant industries.
Outside of her legal work, Joni enjoys spending time with her family, traveling, and following college football.





