Maria C. F. Cruz is a Tampa-based liability and property defense attorney representing construction and commercial clients throughout Florida. Her practice focuses on general liability and first-party property insurance matters, including coverage disputes, property damage claims, claim evaluation, and litigation involving residential and commercial losses.
Maria has experience representing clients on both the plaintiff and defense side, providing her insight into how claims are evaluated, litigated, and resolved. She evaluates matters from an early-stage perspective, including how opposing counsel may approach a case and the key legal issues that can influence resolution strategy.
She partners with clients to move cases forward efficiently or identify opportunities for early resolution, with an emphasis on clear communication, risk assessment, and timely decision-making.
Maria was born in Washington and considers Florida home. She is a proud CHamoru and Asian Pacific Islander. Outside of her practice, she enjoys cooking, baking, exploring new restaurants, and spending time with her husband and their English bulldog, Chebot, whose name means “Chubby” in CHamoru.






