Carolyn Geoghegan is a St. Louis-based defense attorney with 25 years of experience representing businesses, professionals, individuals, and insurers in complex liability and first-party insurance coverage matters. Known for her intentional, thoughtful approach, she focuses on defending high-exposure claims involving premises, auto, construction, medical issues, negligence and gross negligence, product defects, breach of warranty, and contract and property disputes.
Carolyn regularly advises and represents insurance carriers in first-party coverage disputes, including policy interpretation and coverage analysis. She is highly adept at analyzing complex claims, identifying key issues early, and forming strategies that position cases for favorable resolution.
Clients in Missouri and Illinois value Carolyn’s steady communication and collaborative approach. She collaborates with clients throughout the litigation process, ensuring their objectives and priorities are reflected in case strategy. Carolyn is known for being highly responsive and a calming presence in high-pressure situations.
With a passion for investigation, Carolyn enjoys digging into the facts, uncovering critical details, and creatively resolving disputes. Her ability to remain composed and focused allows her to effectively manage complex litigation while keeping matters on track.
A native of St. Louis, Missouri, Carolyn enjoys spending time with family and friends, cooking, traveling, and supporting the St. Louis Blues.
Representative Matters
- Secured summary judgment in favor of insurer in a declaratory judgment action filed in response to an underlying lawsuit involving dram shop allegations against a restaurant/bar policyholder.
- Obtained summary judgment in federal court on a seven-count complaint involving a residential title dispute, including judgment for the client on its three-count counterclaim.
- Secured an outstanding result for an equine instructor in a case involving a plaintiff thrown from a horse who alleged a lower back injury and underwent surgery. By uncovering prior complaints and presenting them during the expert’s deposition, we prompted the expert to retract his opinions, leading to a significantly reduced settlement.
- Obtained a dismissal in federal court for an insurance client based on lack of subject matter jurisdiction over challenges to state court judgments.
- Negotiated favorable settlements in numerous high-exposure cases.






